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Scotland’s First Home Fund

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Summary

The Scotland’s First Home Fund allows you to purchase your dream home with just a 5% deposit. An equity loan of up to £25,000 is available from the Scottish government, which applies to all homes in Scotland – there is no price cap.

  • There are no monthly repayments to be made towards the Scottish government and no interest charged.
  • You will normally pay back the Scottish government equity share when you sell your property, or you can choose to increase your equity share over time.

Who’s eligible?

  • The scheme is available to first-time buyers throughout Scotland, as long as one of the applicants is a first-time buyer.
  • Your mortgage must be at least 25% of the purchase price.
  • The scheme is not available for buy-to-let properties.
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Kathy Ayto, Brampton Gate, Northern Home Counties division
“Customer service really does go above and beyond at Bellway.” Find my home
Kathy Ayto, Brampton Gate, Northern Home Counties division
“I would absolutely recommend buying with Bellway, I’ve had such a great experience and I couldn’t be happier with my new home.” Find my home
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