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A new way to get on the housing ladder
Purchase a brand-new home through the First Homes scheme and receive a discount of at least 30%.* All you need is:
**Please note that eligibility criteria may differ depending on your local authority’s requirements. For example, Lydiate Gate – one of our current participating developments – has a maximum household income criteria of £55,000, which is set by the local authority.
The ‘First Homes’ scheme is a government-backed initiative enabling first-time buyers to purchase their first home.
Under the scheme, first-time buyers – whose household income does not exceed £80,000 (£90,000 in London) – can apply for a newly built home and benefit from at least a 30% discount on equivalent houses on the market.
The discount you receive on your purchase will then be passed on to the next buyer, should you decide to sell your home in the future – meaning future first-time buyers can benefit from the scheme for years to come.
We can’t sing Bellway’s praises enough. The staff have been fantastic and we never once felt pressured. The whole development has a lovely sense of community and we’re over the moon we get to call this place home.Sarah Newton, Bellway homeowner at Grove Meadows
The First Homes scheme is a government-backed initiative designed to help first-time buyers onto the property ladder. New-build homes included in the scheme can be purchased with a discount of 30%.
Yes. The maximum price of a home, after the discount has been applied, will be £250,000 (£420,000 in London).
Alongside being a first-time buyer and having at least a 50% mortgage, there are other criteria set by your local authority. These include local connections and key worker restrictions.
A 5% deposit is needed.
Yes! You will have full ownership over the home you buy through the scheme.
The scheme is applied to your home forever, so all future buyers will also benefit from the same discount applied to the property. The new buyer will also require approval from the local authority and must meet the same eligibility criteria. Your solicitor will run through the full details with you.
No matter your circumstances, we have a range of available schemes designed to meet your needs.
Take advantage of our part-exchange scheme – the stress-free way to move home.
The low-deposit mortgage solution for new-build homes. Move now with a 5% deposit.
You could enjoy lower monthly mortgage payments with Own New Rate Reducer.
All you need when it comes to finding your new home
*The ‘First Homes’ scheme is subject to eligibility, terms, and conditions, and will only be available on selected plots and developments. Please speak to your sales advisor for further information and seek advice from your solicitor.