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Green mortgages

Discover how you can be rewarded for choosing a more energy-efficient home

What is a green mortgage?

Mortgage lenders are rewarding buyers for opting for energy-saving homes, often providing lower interest rates or cashback on homes that meet a minimum EPC (energy performance certificate) rating.

Each lender offering a green mortgage product will have their own terms and conditions, but you can always contact your chosen lender to find out more about what they can offer you.

What are the benefits of a green mortgage?

Now, this will depend on your lender, but green mortgages are often more rewarding for homeowners of houses with either an A or B EPC rating – and with 99% of Bellway homes holding a rating of B or above, the benefits are there for you to explore.

Additionally, certain lenders are offering improved availability assessments, which means you could borrow more, making a brand-new home an even more affordable choice.

Which lenders offer green mortgages?

Barclays, NatWest, and Nationwide are just some of the major high-street lenders currently offering customers access to green mortgages.

Just speak to an independent mortgage advisor such as the New Homes Mortgage Helpline (NHMH) – our first choice for expert advice – to find out more about green mortgages.

Mortgage calculator

Find out how much you could borrow

We’ve teamed up with one of the UK’s leading new homes mortgage specialists, New Homes Mortgage Helpline, to help find the right mortgage product for you.

Please note: by using the link below you consent to leaving the Bellway website to go through to the New Homes Mortgage Helpline portal (The New Homes Group Limited) which offers customers unbiased, reliable and professional advice on mortgages available from a wide variety of lenders. Bellway may receive a commission when you complete on a mortgage arranged by the New Homes Mortgage Helpline through this portal.

Calculate your affordability
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Your monthly repayments

Repayment mortgage
What's this?
If you opt for a repayment mortgage, you will need to make monthly payments to your mortgage lender, which consist of a portion of the amount you originally borrowed (sometimes called the ‘capital balance’), as well as any interested that has been incurred on your loan.
£2,270
Interest only mortgage
What's this?
Choosing an interest-only mortgage means that you will only need to make monthly payments towards the interest on the amount you originally borrowed. With this type of loan, you don’t need to repay any of the capital balance (the amount you borrowed to buy your home), for the duration of the interest only period.
£1,433

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