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When a software engineer working in central London decided it was time to put down roots, the draw of Woolwich’s regeneration and public transport improvements proved too enticing to turn down. Michael tells us the story of buying his first Bellway home, with assistance from Help to Buy London.
Michael Olukoya was living at his mum’s home in Shoreditch before he found a two-bedroom apartment to call his own at Bellway London’s Battalion Court development, off Artillery Place.
He said: “Coming from Shoreditch, where it was easy to access central London, I needed an apartment in an area that I could also easily travel from. The Crossrail station that’s set to open in Woolwich means I’ll get to work in 15 minutes and the station is not too far away.”
Michael says: “I’d heard a lot about Bellway and so went to view what would become my very own apartment and I was surprised by the amount of space. Now I’ve moved in I’m excited to get started on a project to make the place my own. I’d always wanted to have my own gaming room, so the second bedroom is perfect. It’s also flexible - if I ever wanted a roommate, I could rent out the space.”
Michael’s two-bedroom Allenby apartment features an open-plan kitchen / living room, two bedrooms - with an en-suite shower room to bedroom one - and two private terraces which can be accessed through the lounge and bedroom two.
I’d heard a lot about Bellway and so went to view what would become my very own apartment and I was surprised by the amount of space.”
He said: “One of my favourite things about the apartment is probably the terrace. Where I’m located means my terrace joins onto part of the communal gardens and park, so it feels like my own private garden. Being next to the on-site gym is also really cool and saves me a lot of money in membership fees.”
Battalion Court has a range of communal facilities including an on-site gym, landscaped podium gardens, a cycle store and a five-year free car club membership for residents.
As the five-year loan is interest free,* it gives me a chance to take a break and save money I wouldn’t have had if I was paying off a larger mortgage each month.”
Michael says: “Austin, the Sales Advisor at Battalion Court, was really helpful. I used Help to Buy and didn’t know a lot about little details in the scheme, such as the fact the interest-free loan is for five years,* but without the scheme and Austin’s advice I would have either had to move out of London or get a larger mortgage.”
Help to Buy London allows first-time buyers the opportunity to purchase a new-build home in London for just 5% deposit, with an additional Government-backed loan of up to 40%, interest free for five years*.
Help to Buy London explained
The Scrivener was perfect for us... It will be everything we ever dreamed of.”
Everything was seamless and transparent and there were no surprises, and the aftercare was phenomenal.”
The site team have been brilliant... They will always respond quickly and are on the ball with any queries.”
It’s a dream come true; we come in and feel at home.”
I would definitely recommend Bellway to anybody who is looking for a new home.”
Bellway’s customer service has been excellent.”
Since I’ve moved in, I’ve already recommended Bellway to work colleagues.”
Our decision to buy new just felt like the most secure route to take.”
I wouldn’t hesitate to recommend Bellway – in fact I have already done so!”
I would certainly recommend Bellway to anybody.”
Katie and I are over the moon with our new home.”
I would highly recommend Bellway to anyone.”
There is a real sense of community and a friendly feel to the development too.”
Bellway completely exceeded our expectations. The aftercare so far has been amazing.”
I would definitely recommend buying with Bellway, as my experience overall has been amazing.”
I’m very satisfied with my new home and I had a great experience, especially with the Bellway staff.”
All you need when it comes to finding your new home
*YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Help to Buy is subject to the Homes and Communities Agency’s (HCA) terms and conditions and is available on new build homes on selected Bellway developments where the property represents your only residence. Help to Buy is available to first-time eligible buyers only and is subject to maximum regional price caps. HomeBuy agent eligibility checks are required. The equity loan is interest free for the first five years. If you are an eligible first-time buyer, the Government will lend you a minimum of 5% and up to 20% (or up to 40% in London) of the market value of your new build home. You start to pay interest from year six, on the fifth anniversary of your equity loan and this is calculated at a rate of 1.75% of the equity loan amount. The interest rate will rise each year thereafter in April by the Consumer Price Index (CPI), plus 2%. The interest you pay during the life of the equity loan does not reduce the amount you owe. The amount of interest you pay will reduce if you make part repayments. Interest will be worked out on the amount of equity loan left to pay. You may be charged interest on overdue money and pay administration fees to make changes to your equity loan. When your equity loan starts you must pay a £1 monthly management fee, this is paid for the life of your equity loan. When you take out your equity loan, you agree to repay it in full, plus interest and management fees. You must repay your equity loan in full: at the end of the equity loan term (normally 25 years), when you pay off your repayment mortgage, when you sell your home and if you do not comply with the terms set out in the equity loan contract and you are asked to repay the loan in full. Help to Buy operates under terms and conditions imposed by the HCA and may be subject to change. Please visit www.helptobuy.gov.uk for further information. Help to Buy cannot be used in conjunction with other schemes. Information correct at time of broadcast. Please see www.helptobuy.gov.uk/equity-loan/eligibility/ for further information. †Terms and conditions apply.